We Dare You to Compare
Shop 240+ Lenders — Best Mortgage Rate in Orlando & Central Florida
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Why Choose Loan Factory?
As a Loan Factory-affiliated broker, Tariq AbouAdma shops hundreds of lenders so you never have to — giving you the best rate without the legwork.
240+ Lenders
We shop a massive network of lenders to find your best rate — wholesale pricing you cannot get at a retail bank.
24-Hour Pre-Approval
Move fast in the Florida real estate market. Our streamlined process delivers pre-approval letters in as little as 24 hours.
True Rate Comparison
We present multiple competing offers side by side. You see the real numbers and make the right choice for your family.
Licensed FL MLO
Tariq AbouAdma, NMLS #2724176, FL LO139272. Licensed and regulated — full consumer protection at every step.
Loan Programs We Offer
Every borrower is different. We match you with the right loan from our full suite of mortgage programs.
Conventional Loans
Down payments as low as 3%. Ideal for buyers with good credit. Flexible terms from 10 to 30 years.
FHA Loans
Government-backed with 3.5% down. Great for first-time buyers or those rebuilding credit in Florida.
VA Loans
Zero down payment for veterans and active-duty military. No PMI. Competitive rates exclusively for those who served.
USDA Loans
100% financing for eligible rural and suburban Florida properties. Lower mortgage insurance than FHA.
Jumbo Loans
Financing above conforming limits for luxury properties in Orlando, Winter Park, and throughout Central Florida.
HUD 203(k) Renovation
Buy and renovate in one loan. Finance the purchase price plus repair costs — ideal for fixer-uppers in Florida.
Non-QM / Bank Statement
Self-employed? Use 12-24 months of bank statements instead of W-2s. 1099 and investor loans available.
How It Works
Getting the best mortgage in Central Florida has never been easier.
Apply Online
Complete our simple online application in minutes. No commitment required — just tell us about your goals.
We Shop 240+ Lenders
Tariq compares rates and terms across our entire lender network so you get the most competitive offer available.
Close at the Best Rate
We guide you from pre-approval to closing day. Clear communication, no surprises, and the savings you deserve.
Ready to Get Your Best Mortgage Rate?
Call us now for a free consultation. We shop 240+ lenders and have your pre-approval ready in as little as 24 hours.
(407) 476-6667Start Your Application Online
Tariq AbouAdma, NMLS #2724176 | FL MLO LO139272 | Loan Factory NMLS #320841 | Licensed through 12/31/2026